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Salaried employee with a monthly salary of at least Rs. 20,000
• Receiving salary credits to the bank account.
• Applying from major cities like Bangalore, Chennai, Pune, Mumbai or Hyderabad etc.
We currently do not give loans to non-salaried applicants. However, you can ask a close acquaintance who is salaried to take a loan on their name.
We give loans upto ₹ 5000 - ₹ 1 lakh. The sanctioned loan amount depends on your financial and credit history information.
The steps involved are:
1. Loan application.
2. KYC verification .
3. send your bank statement on mail.
4. Loan disbursal.
Loan sanction is instant on the website. After that we verify the information from submitted documents. Once approved, money is disbursed in 30min
If you meet our eligibility criteria, no collateral or guarantor is required for personal loans.
No, there is no part payment or prepayment or pre closure. In case if you want to close it before the EMI date. You need to pay full EMI amount.
We verify your employment by validating your work email or getting a reference letter from your supervisor or HR.
> Proof of ID (POI): Pan Card
> Proof of Address (POA): Passport or Aadhar Card
> Latest Salary Slip
> Bank Account Statement for the last 3 months to till date(salary account statement)
Yes, our lending partner is RBI registered NBFC and it is obligated to report our loan, its history, the late payment and non-payment of dues to credit bureaus such as CIBIL. By paying on time, your score improves and so does your chances of getting a credit card or any loan.
rush4cash credit decision will be on the basis of diverse data points like Credit History, Credit Worthiness, Spending Pattern, Education Qualification, Job History, Social Profile, Behavioral Pattern among others.
This fee is standard practice across all India financial institution for performing credit checks, bank account validations, auditors hiring, etc. The processing fee is charged with 10% of principal.There will be a gst of 1.8% on principal amount as per guide lines.
No, you cannot, you have to repay the loan on the due date only.